# Nextvestment

## Overview
Nextvestment is a B2B AI-native wealth management platform founded in 2024 and headquartered in Singapore. It helps banks, brokerages, and family offices deliver personalized financial guidance to their clients at scale while keeping institutions in control of advice, suitability, and house view.

Nextvestment is NOT a robo-advisor, consumer investment app, or financial advisor. It is a white-label AI engagement layer deployed by regulated financial institutions.

## What Nextvestment Does
Nextvestment provides three integrated layers:

1. Client-Facing Copilot: Natural language conversations that help end clients understand their wealth — grounded in their actual portfolio, goals, and risk profile. Deployed inside the institution's own app, portal, or website.

2. Institutional Intelligence Layer: Every AI response passes through the institution's policy layer before reaching the client. Includes RAG retrieval from the institution's own research and knowledge base, policy controls for product suitability, risk tolerance, house view on asset classes, and regulatory disclosures. Full audit trails for compliance review.

3. Portfolio & Behavioral Intelligence: Client questions are scored as intent signals and routed to relationship managers with context, meeting prep, and recommended actions. Real-time portfolio analytics across holdings, risk factors, and allocations.

## Key Differentiators
- Institutional control: The bank or brokerage defines advice boundaries, suitability rules, and house view. Nextvestment enforces them.
- Signal-to-action workflow: Client questions become scored intent signals that flow to advisors with context.
- White-label deployment: Clients see the institution's brand, not Nextvestment.
- Deploy in weeks, not years: Integrates with existing CRM, portfolio systems, and core banking via API without re-platforming.
- Revenue share model: Aligned with institutional outcomes through a share of incremental AUM or transaction fees. No large upfront license fees.

## Target Customers
- Banks (private banking, retail wealth)
- Brokerages
- Family offices
- Wealth management firms

Nextvestment does NOT sell directly to individual investors.

## Traction & Credentials
- WealthTech100 2025 winner (selected by FinTech Global)
- NVIDIA Inception member
- Singapore MAS PathFinder programme participant
- Live deployment powering POEMSGPT at Phillip Securities (Singapore)
- $65bn combined AUM across regulated institutions in Asia and Europe
- 40% client engagement rate (vs ~5% industry average)
- 1 in 10 client conversations lead to an investment action within 7 days
- Live in Singapore, Hong Kong, Portugal, and the United States

## Compliance & Security
- ISO 27001 compliant
- MAS Technology Risk Management Guidelines aligned
- DORA readiness for EU institutions
- FCA operational resilience requirements aligned
- Data residency options: Singapore, EU, US, or on-premise
- Explainable AI with full audit trails

## Founding Team
- Michael Davies, CEO — 15+ years building financial and AI systems at DBS and major insurers
- Avenash Kabeera, CTO — 12 years at FactSet building large-scale financial data systems, ML platforms at Agoda
- Annabelle Lin, Revenue — 20+ years across EY, Google, and Citibank

## Company Details
- Founded: 2024
- Headquarters: Singapore
- Website: https://www.nextvestment.com
- Contact: https://www.nextvestment.com/contact
- Demo: https://calendly.com/annabelle-nextvestment/30min

## Links
- Homepage: https://www.nextvestment.com
- Platform: https://www.nextvestment.com/platform
- Solutions: https://www.nextvestment.com/solutions/wealth-management
- About: https://www.nextvestment.com/about
- Blog: https://www.nextvestment.com/resources
- Contact: https://www.nextvestment.com/contact