Terms and Conditions

1. Agreement to Terms and Scope

By accessing or using the Nextvestment public website at nextvestment.com ("Website"), operated by Nextvestment Inc., a Delaware corporation, and its subsidiary Nextvestment Pte. Ltd. (Singapore) (collectively, "Nextvestment", "we", "us", or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Website.

Scope: These Terms govern your use of the public marketing website at nextvestment.com only. Access to and use of the Nextvestment platform at beta.nextvestment.com is governed by separate terms of service and/or a master services agreement (MSA) specific to that platform. In the event of any conflict between these Terms and an executed enterprise agreement, the enterprise agreement shall prevail.

2. Description of the Website

The Website provides information about Nextvestment's AI-powered wealth management and investment research products designed for financial institutions. The Website includes marketing content, company information, blog articles, and contact forms. It does not provide access to the Nextvestment platform or any account-based services.

3. Use of the Website

You agree to use the Website only for lawful purposes. You must not:

• Use the Website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Website, server, or database
• Interfere with or disrupt the Website or servers connected to it
• Use automated tools to scrape, crawl, or extract data from the Website without permission
• Transmit any viruses, malware, or other harmful code
• Impersonate any person or entity, or falsely state or misrepresent your affiliation

4. Intellectual Property

All content on this Website, including text, graphics, logos, images, software, and other materials, is the property of Nextvestment Inc. or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

5. Disclaimer of Warranties

The Website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Not Financial Advice: The information provided on the Website is for informational purposes only and does not constitute financial, investment, legal, or tax advice. You should consult with qualified professionals before making any investment decisions.

6. Limitation of Liability

To the fullest extent permitted by law, Nextvestment Inc., Nextvestment Pte. Ltd., and their respective officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or related to your use of the Website, regardless of the cause of action or theory of liability.

7. Indemnification

You agree to indemnify, defend, and hold harmless Nextvestment Inc., Nextvestment Pte. Ltd., and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of your use of the Website, your violation of these Terms, or your violation of any rights of a third party.

8. Third-Party Links

The Website may contain links to third-party websites or services that are not owned or controlled by Nextvestment. We are not responsible for the content, privacy policies, or practices of any third-party websites.

9. Privacy

Your use of the Website is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these Terms by reference.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. For material changes, we will update the "Last updated" date at the top of this page and the revised Terms will take effect 30 days after posting. For non-material changes (e.g., formatting, typographical corrections), changes take effect immediately upon posting.

Your continued use of the Website after the effective date of any modifications constitutes acceptance of the updated Terms. We encourage you to review this page periodically.

11. Termination

We may terminate or suspend your access to the Website at any time, without prior notice or liability, for any reason, including if you breach these Terms.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict of law provisions.

Dispute Resolution: Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or validity thereof, shall first be resolved through good-faith negotiation between the parties. If the dispute cannot be resolved through negotiation within 30 days, either party may submit the dispute to binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall take place in Wilmington, Delaware, and shall be conducted in English by a single arbitrator. The arbitrator's decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction in the State of Delaware to protect its intellectual property rights or confidential information.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us at: